Adam Shrugged

I am, therefore I think.

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Month: April, 2008

April in Review

30 April, 2008 (18:00) | Monthly Summary | By: Adam Shrugged

Another month has passed and I have another format for my statements (not that I’m trying to match J. Savings’ incredible graphics skills, no not at all). Truthfully though, I would like my financial statement to be as intuitive as a pie chart at some point. Until that time, I’ve made what hopefully looks like [...]

Economy grows by only 0.6%

30 April, 2008 (06:56) | Money | By: Adam Shrugged

Economy Grows By Only 0.6 Percent in First Quarter but I thought we were in a recession? Shouldn’t a recession involve negative growth at the very least? The bruised economy limped through the first quarter, growing by only 0.6 percent as housing and credit problems forced people and businesses alike to hunker down. Funny, it [...]

Two thousand Visitors!

25 April, 2008 (19:03) | Money | By: Adam Shrugged

I must say I’m a bit proud. The little site is starting to grow up. Clap clap for two thousand visitors! I am curious about the number of feeds being even higher. I don’t particularly care for reading information from feeds but they appear quite popular. I’d love to hear from my rather silent readership. [...]

Are you stockpiling rice?

25 April, 2008 (16:07) | Money | By: Adam Shrugged

Although I understand that corn prices are going to rise due to increased demand for ethanol, the desire to stockpile items such as rice, flour, or even meat. I have a very neoclassical view of the economy and I see these as perfect substitutes. That is people will need to consume the same amount of [...]

Whats happening to Housing?

24 April, 2008 (20:11) | Money | By: Adam Shrugged

The Wall Street Journal has some interesting thoughts on the brighter side of housing. The supply of single-family homes and condominiums [in the Miami-Fort Lauderdale area] is enough to last 34 months at the average sales rate of the past year. There’s also a fun interactive chart to compare current and projected items such as [...]

Bulletproof Retirement Planning

23 April, 2008 (06:47) | Money | By: Adam Shrugged

Since there is so much uncertainty about retirement and inflation, I decided to create a small financial model to hopefully clearly demonstrate how inflation affects your nest egg. Instead of giving the inflation number each year, I give the projected deflater . This is the percentage of purchasing power that you have left of your [...]

How to save money with Verizon in a couple minutes.

21 April, 2008 (17:19) | Money | By: Adam Shrugged

This website (by Verizon) will let you enter in your email address to see if you qualify for a discount (and how large that discount will be). Since you enter in your account information after you have seen the discount, you can enter every email you have and select the one with the largest discount. [...]

"Whats the most confusing aspect of personal finance?" part 1

18 April, 2008 (16:54) | Money | By: Adam Shrugged

All Financial Matters asks “what’s the most confusing aspect of personal finance? What gives you the most trouble?” As you may expect, there are as many troublesome areas as there are people to name them. I’ll take a stab at what I see as the four major themes: What do I do once the basics [...]

What I currently do to increase my Net Worth

17 April, 2008 (07:05) | Money | By: Adam Shrugged

There is a lot of great advice out there on how to cut costs, negotiate a higher salary, and live a more frugal lifestyle. I though it would be fun to share items I am already doing which have a positive impact on my net worth and then hopefully hear from other people about something [...]

Little Reasons Why Today is a Great Day

16 April, 2008 (17:21) | Money | By: Adam Shrugged

Some days aren’t exceptional except for a large amount of small things that put a smile on your face. Most of these are cash related but some are quite personal. In no particular order: My girlfriend was accepted (with contingencies) to start a management training program! Good Job N! I received a rebate check for [...]