So N has taken my advice to spend all of her first pay check and acquired a number of items. She also wanted a laptop which she described in great detail. Ever since then I’ve been keeping an eye out for a deal to pop up with the same specs and Slickdeals came through. Unfortunately [...]
I happen to think that growing tomatoes upside down is one the coolest things since sliced bread. But the idea of spending large amounts of money for one just doesn’t gel, so I did what any frugal PF Blogger would do and made my own. Apparently there are real benefits besides the “neat factor” which [...]
If there are two barbers in a town, one with a very nice haircut and one with a very poor haircut, which one should you go to? Answer: The one with the poor haircut. The reasoning is that one cannot cut your own hair, and so the better job was done by the one who [...]
I’ve mentioned before that I’m a happy Sharebuilder customer. So it should come as no surprise that I’m now using another of ING’s great services: an Orange Savings Account. Although the current 3% APY is not enough for me to switch over the bulk of my savings, the quick $25 profit for the minimum deposit [...]
I’d like to get some feedback on the board game I’ve been working on (which I think of as the spiritual sequel to Monopoly). I call it “Opportunity.” The goal of the game is to be fun while at the same time educating the players about personal finance and giving them a better grasp of [...]
May was a wild ride for my finances. Although I finally got my stimulus check (a whopping $300), as well as my tax returns; however, I also had lots of birthdays (and thus gifts), Mother’s Day, and a trip to see N. All said and done I spent $1,105.53 beyond my normal thrifty habits. An [...]
Continuing my previous article which mentioned my system of accounts (Before the Budget), I laid all of the accounts out in a way that will hopefully make sense (intuitive may be too much to hope for). It begins with my employer on the top everything else uses it as a time reference. On payday my [...]
Investopedia defines Dollar Cost Averaging as: The technique of buying a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. In essence, a specific amount of money is invested in a usual pattern such a monthly, weekly, or bi-weekly. The genius of this concept is that by investing [...]