A number of major life events prevented me from posting these past two month’s entries so I am going to consolidate the activity. I will elaborate on these events in a subsequent post but if you follow my twitter, they should be self-evident. November was an abnormally good month though little happened of interest. Expenses [...]
I’m a bit tardy posting this latest monthly summary. I was finished on the first of November but numerous other distractions popped up. Very prominent and pertinent to my finances is the purchase of the new Verizon Droid phone. It’s been over 3 years since I’ve upgraded so I feel like I’m holding The Hitchhiker’s [...]
Wow, September really flew by! For one of the first times in my life, the money I made this month wasn’t already spoken for. In other words I did not need to send it off to pay for my student loans and I could actually take advance of the many investing opportunities available in this [...]
Phew, August wasn’t quite as incredibly as July was. My net worth increased from $19,869.17 to $22,024.69, a change of $2,155.52 (back in July it increased $5,223.35)! I was disappointed with my interest and dividends this month but I’ve had a major uptick so far in September so it’s primarily just a timing issue, not [...]
A mere 5 months left in 2009, fortunately I’m on track to accomplish all of my long-term goals though I may fall short of my 2009 goals. July was another fantastic month with three pay periods helping jump my net worth up $5,223.35 to $19,869.17. The market upswing was a huge boon though I’ve deleveraged [...]
Half of 2009 is gone already. Time for my 2nd quarter checkup in addition to my normal monthly summary. I began June with a Net Worth of $11,694.48 and ended with $14,652.57, an increase of $2,958.09! As usual, I’ll start with my consolidated cash flows: My interest and dividends are creeping up ever so slowly [...]
In just four short months, I’ve gone from a negative net worth to a respectable five figures ($11,694.48). My previous post on the velocity of my money seems to have been quite conservative! Of course this kind of growth isn’t sustainable. Let’s take a look at the cash flows for May. I was able to [...]
Another fantastic month bumped my net worth from $1,501.01 to $7,112.17. Tax refunds combined with saving my paychecks and paying off the student loans made for an outstanding increase. Interest continue to be a minor foot note given the low interest rates everywhere. Since then, yields have fallen further and are predominantly below 1%. The [...]
At the end of February I was worth -$837.01 but March broke me out of negative equity! Theoretically if I liquidated everything, I’d have $1,501.01 free and clear. I feel like I’ve accomplished something quite grand, so clap clap for me. My cash flows for March 2009: The breakdown for interest does not include Wamu [...]
May was a wild ride for my finances. Although I finally got my stimulus check (a whopping $300), as well as my tax returns; however, I also had lots of birthdays (and thus gifts), Mother’s Day, and a trip to see N. All said and done I spent $1,105.53 beyond my normal thrifty habits. An [...]